For many aspiring homeowners, upfront costs like down payments and closing fees can seem like insurmountable obstacles. FHA gift funds offer a practical solution, allowing you to receive financial help from approved sources to ease your path to homeowners
Dec 31, 2024 | Purchasing a Home
This time of year is great for creating cherished memories with loved ones and enjoying the warmth of home. We hope that your holiday season is filled with laughter, joy, and the special moments that make this season so magical. We Wish you a Merry Christ
Dec 23, 2024 |
Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r
Dec 19, 2024 | Purchasing a Home
There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq
Dec 17, 2024 | Purchasing a Home
Ever stopped to ponder how age can shape your journey into the world of mortgages? Well, today, we're diving headfirst into this intriguing aspect of homeownership. Buckle up because we're about to explore how your age can sway the tides of mortgage eligi
Nov 14, 2023 | Purchasing a Home
The vacation home-buying craze spurred by the COVID-19 shutdowns has started to fizzle out, which is great news if you are still in the market for a getaway home. While vacation home sales skyrocketed 17% in 2020 and 33% in 2021, by the middle of 2023 dem
Nov 07, 2023 | Purchasing a Home